AA Credit Card Review
The AA Credit Card is backed by the AA, the UK’s largest roadside recovery company and have been providing finance for over 20 years.
The AA Card offers 0% on balance transfers for 9 months and a standard APR of 15.9% (typical). They also offer 0% on purchases for 6 months. You also earn points on everything you spend which can be used for cashback or discounts on a host of AA products. Used wisely it could save you a lot of money on your home insurance, car insurance or Roadside membership. As a bonus you receive 1,000 points when you activate your card. You earn 1 point for every pound you spend on the card and you can save up to £50 on home or car insurance. Or convert your points into cashback at a rate of 0.5%.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 9 Months |
| Introductory Purchases | 0% |
| Monthly Rate | 0% |
| Period | 6 months |
| Standard APR | 15.9% |
| Monthly Rate | 1.24% |
| Cash Advance APR | 22.9% |
| Cash Advance Fee | 2.5% (Min £3.00) |
| Minimum Payment Required | 2% (Min £5) |
| Annual Fee | None |
| Loyalty Points | AA Discounts or cashback |
| Travel Accident Insurance | None |
| Free Purchase Protection | None |
| Foreign Usage Fee | 2.75% |
Other AA Credit Card Features and Benefits
- Earn points for discounts on AA products
- Cashback
- 24hr Customer Service Line
- Full online account management
- 1,000 points free when you activate the card worth £10 off AA products
AA Credit Card Verdict
The AA Credit Card has a good initial balance transfer offer of 0% for 9 months and a competitive standard APR of 15.9%. Combined with the chance to earn good discounts on your home and car insurance or cashback, this card offers a great deal.
