BT Credit Card Review
BT are the largest telecoms supplier in the UK and they have teamed up with MBNA to offer a credit card that can save you money on your BT bill. With the majority of the UK being a BT customer this should offer the opportunity for many people to make some great savings.
As well as the opportunity to save on your BT bill the BT credit card offers some great rates. You get 0% for 12 months on balance transfers (3% fee) and 0% for 3 months on purchases, combined with a standard rate of 16.9% APR.
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 12 months |
| Introductory Purchases | 0% |
| Monthly Rate | 0% |
| Period | 3 months |
| Standard APR | 16.9% |
| Monthly Rate | 1.3133% |
| Cash Advance APR | 22.9% |
| Cash Advance Fee | 3% (Min £3.00) |
| Minimum Payment Required | 3% (Min £5) |
| Annual Fee | None |
| Loyalty Points | BT |
| Travel Accident Insurance | None |
| Free Purchase Protection | None |
| Foreign Usage Fee | 2.75% |
Other BT Credit Card Features and Benefits
- No annual fee
- Manage your Account online
- Sav on your BT bill
- 24 hr customer service
BT Credit Card Verdict
The BT credit offers some very competitive rates, as well as a good reward scheme so if you are a BT customer this could be a good card for you

