Egg Credit Card Review
Egg credit card was formed by the Prudential as a stand alone phone bank and adopted Internet banking very early. With aggressive pricing, a trendy image and huge advertising campaign it quickly became one of the biggest credit cards in the UK. Here’s why!
The Egg credit Card has been one of the most competitive products in the UK and today is no different. Unlike some other companies they are offering 0% for up to 13 months on any balances you transfer to the card. As well as that you get 0% on purchases for 3 months. The standard rate of 16.9% APR typical (variable) is amongst the most competitive available with a 0% intro rate on purchases and balance transfers. On its own this is enough to highly recommend this card but it also has some more great features. You also get a 0% anniversary offer in 2010 and 2011. And as you would expect from an internet account you can manage all your finances online!
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | up to 13 months |
| Introductory Purchases | 0% |
| Monthly Rate | 0% |
| Period | up to 3 months |
| Standard APR | 16.9% |
| Monthly Rate | 1.313% |
| Cash Advance APR | 24.9% |
| Cash Advance Fee | 2.5% (Min £2.00) |
| Minimum Payment Required | 3% (Min £5) |
| Annual Fee | None |
| Loyalty Points | none |
| Travel Accident Insurance | £50,000 |
| Free Purchase Protection | In Transit for 30 Days |
| Foreign Usage Fee | 2.75% |
Other Egg Credit Card Features and Benefits
- Cashback offers
- Discounts on other Egg products
- Manage your account online 24hrs a day
- Funky card design
Egg Credit Card Verdict
The Egg credit card is highly recommended by us at credit card expert. It has consistently offered some of the most competitive introductory rates on the market especially the 0% balance transfer and purchases offer. The standard rate of 16.9% APR is highly competitive. The online account management tool is easy to use and its easy to apply for online – so what are you waiting for?
