Gold Credit Cards
The gold credit cards listed below are not only a way to increase your street cred. Aside from the thrill factor of handing over an impressive looking piece of ‘bling’, Gold Credit Cards tailor repayments factors to your own budget. Compare the following credit cards, then apply online for your choice of card by clicking on the “Apply” button and completing a secure application.
| Credit Card Company | Balance Transfers | New Purchases | Typical APR | Full Review | Apply Now |
|---|---|---|---|---|---|
Amex Gold Card |
0% PA for 6 months | n/a | Typical 12.9% APR | American Express Gold Credit Card Review | Apply |
Gold Credit Cards Information
There are so many different types of credit cards in the market today, bu they can all usually be categorized in to one of three main groups — normal credit cards, gold credit cards or platinum credit cards. Typically, gold credit cards are for those people who have better than average credit but do not have credit that is in the top 10% of all consumers.
Even though you would more than likely qualify for a normal, or standard, credit card, you might consider looking in to the benefits of having a gold credit card can bring to you. For instance, because these cards are traditionally issued to people who have good credit ratings, the interest rates you may find on gold credit cards are often times lower than those of the standard credit cards. Too, you may also have a wider range of rewards type programs available to you in the gold credit card programs than you would for a standard card — which, naturally, probably do not have any types of rewards programs at all.
Just about any bank that offers credit cards will have the gold credit card as one of their options. When applying for the gold credit card, it would benefit you — as the consumer — to discuss the pros and cons with the issuing bank if you have any questions at all regarding what benefits you would receive by applying for the gold credit card.
You can also often receive a pretty decent balance transfer rate for the gold credit card as well. Since many people do not pay their balances of each month, they end up paying a tremendous amount of interest over the life of the debt but by transferring your balance to a gold credit card that has a nominal rate (after a very low introductory rate) you can actually save yourself a lot of money in the long run. By having a gold credit card in your wallet, you also have increased purchase power over a traditional card because the annual salary requirements for this type of credit card are higher, therefore, the credit limit is also typically higher. At any rate, if you have good credit and are looking to make it better, the gold credit card is definitely one you should be checking out.
