Lloyds TSB Credit Card Review
Lloyds TSB are one of the biggest banks on the UK high street and their platinum credit card is a very good product from one of the more traditionally higher rate large banks.
The Lloyds Platinum credit card offers 0% for 14 months on balance transfers so is an ideal card to get to make use of introductory rates. The standard rate of 15.9% APR (typical) is also very competitive.
Details
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 14 Months |
| Introductory Purchases | 0% |
| Monthly Rate | 0% |
| Period | 3 Months |
| Standard APR | 15.9% |
| Monthly Rate | 1.24% |
| Cash Advance APR | 19.505% |
| Cash Advance Fee | 2.5% (Min £2.50) |
| Minimum Payment Required | 2% (Min £5) |
| Annual Fee | None |
| Loyalty Points | none |
| Travel Accident Insurance | up to £100,000 |
| Free Purchase Protection | 180 days up to £2.5k |
| Foreign Usage Fee | 2.75% |
Other Lloyds TSB Platinum Card Features and Benefits
- 0% balance transfers
- internet fraud guarantee
- apply online
- free purchase protection
- free travel accident insurance
Lloyds TSB Platinum Card Verdict
The Platinum credit card from Lloyds TSB is a competitive product. Although its headline rates are very competitive, with 0% being offered on balance transfers and purchases – the standard rate is also very competitive.
