Nectar Credit Card Review

The Nectar credit card is backed by the one of the UK’s largest reward schemes incorporating shops such as Sainsbury’s, Debenhams, and companies such as the AA and Ford. Now earning Nectar points is even easier thanks to the Nectar credit card from American Express.

Its just like a normal credit card, but better, as it gives you Nectar points everywhere you use it. You get double Nectar points for the first 3 months and if you use the card at participating partners you’ll earn up to 4 points for each £1 spent.

The standard interest rate is 15.9% APR (variable).

Details

Introductory Balance Transfers	n/a
Monthly Rate	n/a
Period	n/a
Introductory Purchases	N/A
Monthly Rate	N/A
Period	N/A
Standard APR	15.9%
Monthly Rate	1.24%
Cash Advance APR	25.9%
Cash Advance Fee	1.5% (Min £2.00)
Minimum Payment Required	3% (Min £5)
Annual Fee	None (Subject to minimum spend)
Loyalty Points	Nectar
Travel Accident Insurance	£50,000
Free Purchase Protection	90 Days, up to £50,000
Foreign Usage Fee	2.73%

Other Nectar Credit Card Review Features and Benefits

Double Nectar points for the first 3 months
24hr card replacement
Online fraud protection
Shop online at Nectar stores