Virgin Credit Card Review
The Virgin credit card is obviously brought to you by Richard Branson of the Virgin empire. After revolutionising the music, airline mobile and car industries he has now developed a company Virgin money to bring the Virgin brand values of quality and value to the credit card industry.
The Virgin Credit Card offers a 0% balance transfer rate fixed for 15 months and 0% on purchases for 6 months. The standard rate of 16.6% APR is also very competitive. There is however a handling fee of 2.98% on all balance transfers.
You also get 10% discount on all DVD’s, CD’s and games from Virgin Megastore online when you use your card.
| Introductory Balance Transfers | 0% |
| Monthly Rate | 0% |
| Period | 15 Months |
| Introductory Purchases | 0%% |
| Monthly Rate | 0% |
| Period | 6 months |
| Standard APR | 16.6% |
| Monthly Rate | 1.2916% |
| Cash Advance APR | 27.9% |
| Cash Advance Fee | 2% (Min £2.50) |
| Minimum Payment Required | 2.25% (Min £5) |
| Annual Fee | None |
| Loyalty Points | none |
| Travel Accident Insurance | £100,000 |
| Free Purchase Protection | None |
| Foreign Usage Fee | 2.75% |
Other Virgin Credit Card Features and Benefits
- Apply Online
- Discounts with Virgin
- Purchase Protection Insurance
Virgin Credit Card Verdict
The Virgin Credit card offers one of the strongest balance transfer deals on the market – 0% for 13 months. The standard rate is also comparable to other cards. Combined with the discounts and benefits on offer this is a sure fire winner.
